Risk Questionnaire 2017

This risk questionnaire has been devised with the help of eValue FE, a professional services firm with expertise in risk and capital management.

The questionnaire’s results will help us understand your attitude to investment risk and form the basis of our discussions about how to invest your money. We will work closely with you to ensure that any investment decisions you make are suitable for your personal circumstances.

Please answer the following 24 questions which ask about your thoughts, attitudes and experiences when making financial investments and decisions. There are no right or wrong answers. They are used to help assess your attitude to risk in making investments.

Read each question and choose the answer that you feel best describes you.
Don’t spend too much time considering any question – your first response is probably best.
Answer every question, even if you feel it doesn’t really apply to you.
If you want to change any answer, simply select a different response.

Your name*

First NameLast Name

. . . & email address*

1. I would enjoy exploring investment opportunities for my money.*

2. I would go for the best possible return, even if there were risk involved.*

3. Compared to other people, how would you describe your typical attitude when making important financial decisions?*

4. If I had money invested in shares I would be nervous about the stock market falling in the short term.*

5. Compared to others, what amount of risk have you taken with your past financial decisions?*

6. To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall.*

7. When I consider investments that have an element of risk I feel quite anxious.*

8. Imagine that 6 months after making an investment the financial markets start to perform badly. In line with this, your own investment goes down by a significant amount. What would your reaction be?*

9. I am looking for high investment growth. I am willing to accept the possibility of greater losses to achieve this.*

10. I usually feel confident where money is concerned.*

11. If you had money to invest, how much would you be willing to place in an investment with possible high returns but an equal element of risk?*

12. How would a close friend describe your attitude to taking financial risks?*

13. If you had spare funds to invest, would you choose a risky investment for the excitement of seeing how it would perform?*

14. If you had picked an investment with potential for large gains but also the risk of large losses how would you feel?*

15. Imagine that you have some money to invest and a choice of two investment products, which option would you choose?*

16. I would prefer small certain gains to large uncertain ones.

17. When considering a major financial decision which statement BEST describes the way you think about the possible losses or the possible gains?*

18. I want my investment money to be safe even if it means lower returns.*

19. When it comes to investing, how would you describe yourself?*

20. Some investments borrow money to increase the total amount invested. By doing this it increases the risk to you as an individual especially if the product is unable to repay the amount borrowed. How important therefore is it to you to avoid such risks.*

21. How important is it for you to be able to vary the underlying risks associated with your investments in line with changes in your personal circumstances?*

22. How important is it to you to know that the products that you invest in are covered by the UK Financial Services Compensation Scheme (FSCS)?*

23. If you needed sudden access to a lump sum, how likely is it that you would need to encash this investment?*

24. How much of this investment could you stand to lose without having a significant impact on your future standard of living?*