• Commercial Express: Catering Trailer and Static Unit

  • Proposal / statement of fact

  • Insured

  • It is essential that you make a fair presentation of the risk that should include a full and unrestricted disclosure including every material fact and circumstance (a material if it would influence the judgement of the Underwriter when considering whether to accept the risk and/or the assignment of the terms, conditions or premium which should be applied).

    If you are unsure in any way that your disclosure is complete you should check with your insurance advisor.

    In the event you fail to make a full unrestricted disclosure Underwriters may refuse to pay your claim, pay only part of your claim, and/or void your policy.

    This statement will be considered together with the presentation of risk that you and your insurance advisor have provided to the Underwriter.

    If the answers or information you have providedchange during the period of insurance you should notify your insurance advisor as soon as reasonably possible as Underwriters may be unable to continue with cover.

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  • Nation caterers association

  • Liability cover

  • Sums insured and coverage

  • Material damage cover

  • The Catering Trailer Policy can now extended further by the purchase of Catering Legal Expenses Insurence.

    Catering Legal Expenses Insurense - £35.00 + IPT

    • Defence of a contract of employment Dispute with an employee
    • Payment of any compensatory award arising from the judgement of an Employment Tribunal
    • Pursuing a claim against any employee or former employees for possesion of property owned by you
    • Defence of directors or partners for prosecutions connected to mormal business activities in a criminal or civil court, other than in connection with a motor vehicle
    • Cover for enquiries in respect of TAX, VAT, PAYE &NIC Investigations
    • 24 hours Legal Helpline - free access to legal advice and assistance
  • Insured property

  • Business information

  • Security details

  • Additional security devices

    Please confirm if the following are also present and operational
  • Excess

  • Employer Reference Number (ERN) / Employer PAYE Reference

    Only a very tiny minority of employers that do not pay salaries throguh PAYE are exempt from providing an ERN.
    All employers who pay PAYE must provide an ERN.

  • Disclosure

    Has the insured:
  • Additional information

  • Should be Empty: