Commercial Express: Catering Trailer and Static Unit

Commercial Express: Catering Trailer and Static Unit
Proposal / statement of fact
Insured
It is essential that you make a fair presentation of the risk that should include a full and unrestricted disclosure including every material fact and circumstance (a material if it would influence the judgement of the Underwriter when considering whether to accept the risk and/or the assignment of the terms, conditions or premium which should be applied).

If you are unsure in any way that your disclosure is complete you should check with your insurance advisor.

In the event you fail to make a full unrestricted disclosure Underwriters may refuse to pay your claim, pay only part of your claim, and/or void your policy.

This statement will be considered together with the presentation of risk that you and your insurance advisor have provided to the Underwriter.

If the answers or information you have providedchange during the period of insurance you should notify your insurance advisor as soon as reasonably possible as Underwriters may be unable to continue with cover.
Adviser Name*
Full Business Name*
Business Proprietor/Director Name*
Correspondents Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Date of Birth*

MonthDayYear
Date
Email*
example@example.com
Telephone Number of the insured*

Area CodePhone Number
Best Contact Time*

:HourMinutesAM/PM Option
Business Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Nation caterers association
Has the Insured obtained a Diploma in Mobile Catering as advertised on the NCASS website?

YesNo
Is the Insured a current member of the Nationwide Caterers Association or have been referred by a NCASS Approved Trailer Manufacturer?

YesNo
Liability cover
Is cover required for Employers/Public/Products Liability?

YesNo
Sums insured and coverage
Employers Liability £
Public/Products Liability £
Turnover/Receipts/Gross Receipts £
Material damage cover
Is Material Damage cover required for your Trailer/Static Unit?

YesNo
Value of Trailer/Static Unit*
Select the Cover required:*

Accidental DamageFireTheft
Is Cover required for Loss of Money? (not available if cover is "Accidental Damage only")*

YesNo
Is Cover required for Loss of Stock in Trade/Non-fixed contents?*

YesNo
Is Cover required for Business Interruption?*

YesNo
Is Cover required for Frozen Food (not available for Mobile Units)*

YesNo
The Catering Trailer Policy can now extended further by the purchase of Catering Legal Expenses Insurence.

Catering Legal Expenses Insurense - £35.00 + IPT
- Defence of a contract of employment Dispute with an employee
- Payment of any compensatory award arising from the judgement of an Employment Tribunal
- Pursuing a claim against any employee or former employees for possesion of property owned by you
- Defence of directors or partners for prosecutions connected to mormal business activities in a criminal or civil court, other than in connection with a motor vehicle
- Cover for enquiries in respect of TAX, VAT, PAYE &NIC Investigations
- 24 hours Legal Helpline - free access to legal advice and assistance
Does the insured need to note the interest of a third party?

YesNo
Insured property
Business Address or Garaging Address of Unit
Is the above address the insured's hone address or a CaSSOA Gold Storage site?

YesNo
Business information
Which year was the business established? (YYYY)*
Please describe your trade or business fully*
Is the Trailer a converted caravan? (if yes we will not offer terms)*

YesNo
What make and model is the Trailer?*
Year Trailer Built? (YYYY)*
Serial Number/Datatag Registration Number of Trailer?*
Is this Trailer equipped with a sliding platform to bolt all generators to?*

YesNo
Security details
When out of use the trailer parked in either the driveway or n a locked secure compound?

YesNo
When out of use is the trailer fitted with a key operated Hitch-Lock (identified by own key number) and a wheel-clamp manufactured to British standard?

YesNo
Additional security devices

Please confirm if the following are also present and operational
Datatag of Thiefbeaters Tracking solution?

YesNo
Thatcham Approved Tracker?

YesNo
Excess
Do you wish to reduce your excess to £0 for Section 1 Trailer or Static Unit for an additional premium of £15.00 + IPT (standard excess £250 unless specified otherwise)?

YesNo
Employer Reference Number (ERN) / Employer PAYE Reference

Only a very tiny minority of employers that do not pay salaries throguh PAYE are exempt from providing an ERN.
All employers who pay PAYE must provide an ERN.
Is the company exempt from having an ERN?

YesNo
Disclosure

Has the insured:
a) Ever had insurance cover refused or cancelled or special terms imposed?

YesNo
b) or insured family member ever been convinced or cautioned with any criminal offence, other than driving offences?

YesNo
c)Ever had any claims or incidents at these or any other premises in the last 5 years?

YesNo
Additional information
Any further information or material facts you should or would like to advise Underwriters?

YesNo
Additional Information: Any further information or material facts you should or would like to advise Underwriters? No Declaration 0 The information you have provided in this statement together with the presentation of risk contains statements and facts that the Underwriter will rely upon when deciding whether to accept this insurance and the terms offered including the amount of premium payable. If you are in any doubts as to the completeness and accuracy of the statements and facts you are providing you should consult with your insurance adviser. During the period of the insurance you must tell your insurance adviser as soon as reasonably possible if you become aware that any of the statements and facts that you have provided have changed. We declare that : i. the statements and facts given are true accurate. If any statement or fact has been written by any other person, such person shall for that purpose be regarded as my/ our agent and not the agent of the Underwriters.
I can confirm i have read and understood all questions relating to this quotation.

YesNo
Should be Empty:

Commercial Express: Catering Trailer and Static Unit

Proposal / statement of fact

Insured

Nation caterers association

Liability cover

Sums insured and coverage

Material damage cover

Insured property

Business information

Security details

Additional security devices

Excess

Disclosure

Additional information